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InfinBLACK Credit Cards

Plan your business and purchases,
visit any InfinBANK branch for money

Loan amount

How do I apply for a loan?

Fill in the application

Get an initial response within 24 hours

Visit the bank

Having prepared all the needed documents in advance

Get money on the card

Make any payment or withdraw from an ATM without additional fees

Helpful information

Where can I make monthly payments or repay the loan earlier?

1

Your age is over 18

2

You are a citizen of the Republic of Uzbekistan; A stateless person and a foreign citizen permanently residing in the Republic of Uzbekistan

3

You have at least 6 months of work experience at your current job prior to the date of the loan application;

4

You have a positive credit history (no overdue debt on current loans, and no history of late payment of obligations to the bank/banks).

What documents are required to apply for a loan?

1

Loan application

2

Have a salary plastic card and turnover for a period of at least 3 months. At the same time, the turnover must be sufficient to cover the costs of all existing loans (including a newly received);

3

Original passport or other document confirming the identity and place of residence of the Borrower, from which a copy is taken by the Loan Officer

Where can I make monthly payments or repay the loan earlier?

1

Thorough InfinBANK mobile app

2

Auto redeem process (customizable service)

3

Via self-service terminals and ATMs

4

At bank branches

What kind of benefit do you get from the InfinBANK loan?

Up to 24 months Credit term

35,99% Annual rate

Up to 30 million UZS Loan amount

Renewable limit You only pay for the amount used

Document
Public offer

doc(303 Kb)

Document
Overdraft. Datasheet

doc(51 Kb)

Datasheet

Credit term 24 months
Purpose of the loan Provided in the national currency of the Republic of Uzbekistan. for any purpose, by transferring funds by the bank to the borrower's (customer's) plastic cards
Annual interest rate 35,99%
Loan amount Up to 30 mln soum
  1. loan default risk insurance policy;
  2. Pledge of other liquid property satisfying the Bank.

Total collateral must be at least 125% of the loan amount.
Repayment frequency

Principal - 4.1% monthly limit reduction and 5.7% per annum final amount.

Accrued interest-daily. The accrual of interest on the loan starts from the date of loan funds are used on the actual balance of the loan debt.
Requirements for a potential Borrower
  • Age 18+;
  • Citizen of the Republic of Uzbekistan; A stateless person and a foreign citizen permanently residing in the Republic of Uzbekistan;
  • Have at least 6 months of work experience at the current place of work prior to the date of submission of the loan application;
  • Have a positive credit history (no past due debt on current loans, and no history of late fulfillment of obligations to the bank/banks).
Documents required
  1. Application for a loan (in case of registration of the application stationary in branches and departments of the bank).
  2. Having a salary plastic card and turnover for a period of at least 6 months. And the turnover must be sufficient to cover the costs of all existing loans (including a newly received loan);
  3. Original passport or other document confirming the identity and place of residence of the Borrower, from which a copy is taken by the Loan Officer (in case of registration of the application stationary in the branches and offices of the bank).
  4. Documents on collateral (in case of registration of the application stationary in the branches and departments of the bank).
Loan form The limit is calculated in the national currency (ГЯҚ), by calculating the limit on a plastic credit card.
Loan application place Loan application and loan arrangement is carried out in the branches and departments of the bank. Also via the bank's mobile application "ONLINE".
Loan consideration term The term for consideration of a loan application is within 24 hours from the date of application registered. The customer is notified within 24 hours about the positive decision made.
Advancce payment Not available.
Additional fees for processing and arranging a loan Unavailable
Early repayment The limit can be closed early without additional fees or penalties.
Principal debt and interest grace period Not provided
Possible factors for making a negative decision to grant a loan
  1. Negative loan history (non-timely repayment of principal debt and interest on loans, current overdue debt on loans);
  2. Unstable income of the potential borrower or their absence (lack of stable income at the current place of work for at least 3 months before the date of submission of the loan application);
  3. Incorrect, not reliable, incomplete information provided by the potential borrower.
  4. Loan is not secured.
Possible factors for making a positive loan decision.
  1. Positive credit history (timely repayment of loans and interest, no current overdue loans).
  2. Stable income of the potential borrower (at the current place of work for a period of at least 3 months before the date of the loan application)
  3. Satisfactory financial status of the potential borrower
  4. Presence of collateral in the amount and quantity needed to cover the loan (at least 125% of the loan amount).
In case of violation of terms of repayment of the principal debt on the loan, the interest rate on the amount of overdue debt increases by 0.25 times from the date of overdue debt formation.
Attention! The loan interest is calculated based on the nominal interest rate. And the total cost of the loan shows how much the loan will cost you if you pay interest and other types of payments on time and in the prescribed amount.
Please note, the nominal interest rate of this loan is subject to change. And this change will be agreed with the borrower!

Calculate the full value of the loan

Loan Type

Overdraft
Overdraft
Car loan
Mortgage loan
Consumer loan
Educational loan

Amount of credit

Credit term

18 Months
18 Months

Annual interest rate

Approximate date of obtaining a loan

Additional expenses

Insurance expenses

Costs of evaluating the collateral

Notary fees

Other

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