Clients Notes: Stories How the InfinBLACK Credit Card Gives Financial Freedom
InfinBLACK Users: Real Stories of Financial Freedom
How InfinBLACK Changed Clients' Lives
The InfinBLACK credit card by InfinBANK has become a useful tool for many customers in their different life situations. No matter whether they need funds for a travel, tuition fees or everyday expenses, this card is at hand at the right time and in the right place. InfinBANK shared the customers' stories of how InfinBLACK has helped them overcome their financial problems.
Alisher
Student, Samarkand
I am a student, but in my free time I work and try to be financially independent. A month ago, I had to pay for a contract at the university, but I had a lack of personal funds. At that moment, the InfinBLACK credit card was my rescuer. Owing to the card, I was able to make the payment without unnecessary worries and continue my study, which is very important for me. The whole process took about 15 minutes:
· 5 minutes to explore the offer from InfinBANK
· 5 minutes to apply for an InfinBLACK credit card
· 5 minutes to complete the contract payment
Today, I am happy to feel financial freedom despite the circumstances.
I recommend you to understand the terms of the renewable grace period in detail and use it so that not to exceed the limits of the period. This will help you avoid unnecessary expenses and use the bank's money "for free".
Leila
Photographer, Tashkent
Recently I started planning my wedding, and I immediately realized that I was going to incur a lot of unplanned expenses. At first, I decided to get insurance and apply for a microcredit, but my friends told me about the possibilities of InfinBLACK credit card from InfinBANK, and I preferred to use it. Why? First of all, I was happy that no collateral was required to get it. This made the process simple and accessible. Secondly, for me using a credit card is something new and interesting. And thirdly, the card itself looks cool, and I feel like a heroine of an American film.
With InfinBLACK card I was able to cover the extra expenses and make my wedding unforgettable. The ease of use of InfinBLACK and the opportunity to take advantage of the renewable grace period was a gift for me that keeps on giving. The financial freedom helped me focus on enjoying this important day of my life.
Sofia
Teacher, Tashkent
Recently I urgently needed cash, and I decided to use my InfinBLACK credit card - I withdrew money through an ATM. Later I realized that the grace period does not apply to cash withdrawals, and I had to pay the accrued interest. In 10 days, the interest on 5 million Sum amounted to 28,767.1 Sum. When I refunded 5 million Sum to the card, the interest stopped accruing.
This case helped me to better understand the terms and conditions of using a credit card and realize that InfinBLACK is more beneficial to use for non-cash payments (online and via terminals) rather than for cash operations. Now I know that there are special conditions for card-to-card transfers, cash withdrawals and currency exchange - interest is charged. I try to avoid them and use InfinBLACK only for online payments.
InfinBLACK Credit Card Terms and Conditions
Everyone can get an InfinBLACK credit card – quickly and easily. Recently InfinBANK has optimized the process and due to integrations with various systems, card obtaining time has been reduced to an incredible 5 minutes.
Other advantages of the InfinBLACK credit card:
- Renewable grace period: up to 50 days
- Card validity period: 5 years
- No collateral
- Renewable credit limit: up to 50 million Sum
- Safety and ease of use
Oybek
Entrepreneur, Nukus
While traveling abroad, I found out that I forgot to transfer the required amount of money to my VISA card. In the first few seconds, I panicked and wanted to call my family and ask them to transfer the funds. But then I remembered that I have a credit card from InfinBANK. It was the debut of InfinBLACK - I felt complete financial freedom: I easily paid for my purchases, closed restaurant accounts. Even on buses and metro I could pay with a credit card, because InfinBLACK works everywhere where there is a ticket machine. During this period, I never used cash payment.
I like the credit card because of its 5-year validity. It gives me confidence that I can rely on it for a long time. InfinBLACK is a life ring for me. And the renewable credit limit up to 50 million Sum allows me not to worry about large expenses.
Nurbek
Lawyer, Karshi
Last month I decided to upgrade my home appliances and used InfinBLACK credit card. Everything was going according to plan, but suddenly I had an unexpected expense came up and I couldn't pay back the amount until the 20 of the next month. As a result, I missed the opportunity to use the renewable grace period of up to 50 days and was forced to pay interest for the overdue days.
I recommend you to return the funds on time to avoid overpayment. Now I am more disciplined about payment deadlines and always try to "hit" the grace period to use the bank's funds for free.
Amina
Office Manager, Tashkent
I am a young specialist, and sometimes I faced difficulties in managing my daily expenses. The story: I spent my monthly salary on the day I received it is definitely about me. When I found out that InfinBANK launched a credit card, I decided to try it – and it became a real salvation for me. Owing to this card, I cover some household expenses: purchasing non-urgent groceries and paying for utilities, and also the credit funds are enough to enjoy myself.
What I particularly like is the renewable grace period. It teaches me to be disciplined: I always keep in my mind to refund my spending by the 20th of the month in order to use the bank's money "free". It has really helped me to plan my budget better and avoid unnecessary expenses. Now I am stress-free and feel confident.
How to get InfinBLACK
Get an InfinBLACK credit card by following a few simple steps:
- Apply on the InfinBANK mobile app: download the app to your smartphone, register and fill out a card application. This can be done anytime and anywhere, making the process as convenient as possible.
- Wait for a response within 5 minutes: after submitting the application you will not have to wait long. InfinBANK guarantees a quick review in just 5 minutes.
- Receive your card: If your application is approved, you will be asked to receive your card.
InfinBLACK credit card cost is 50,000 Sum. This amount is automatically debited one-time from the accrued limit when the card is issued. This is a small price for financial freedom and the opportunities that InfinBLACK opens for you.
The InfinBLACK credit card will become your reliable financial friend, which will always be at your hands. The credit card will help you cope with daily expenses, open new opportunities and teach you discipline in financial management. Trust InfinBANK, and discover the world of financial opportunities for yourself!