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Green repair

Green repair

Green repair

Loan Term Up to 120 months
Loan Purpose to carry out repairs of an apartment or individual residential building 
Annual Interest Rate 23.99%
Down Payment None
Loan Amount up to UZS 170.0 million
Collateral Repaired real estate. Must not be less than 135% of the loan amount
Repayment Frequency
  • Principal debt - monthly
  • Accrued interest - monthly.
  • Accrual of interest on the loan starts from the date of utilization of credit funds on the actual balance of the credit debt.
Requirements to the potential Borrower
  • Age from 18 to 60 years;
  • Resident of the Republic of Uzbekistan;
  • Have a permanent source of income. Debt load should not be more than 50%; 
  • Do not have negative credit history
Required documents
  1. Credit application
  2. Availability of a supporting document on income or the Bank may study from external sources upon the client's authorization
  3. Questionnaire-questionnaire
  4. Identification document
  5. Documents of the object of mortgage
  6. Certificate of at least 50% of the purchased goods from the website https://green.uzmrc.uz/ 
The bank reserves the right to require other necessary documents when applying for a loan.
Presenting costs
  1. Notary expenses for execution of the pledge agreement
  2. Insurance costs
  3. Fee for valuation of the pledged property"
Place of loan application Operational management of the Bank in branches and banking service centers
Loan processing period Within one day
Additional fees for loan processing and execution None
Early repayment Early repayment of this type of loan without additional commissions and penalties is provided
Grace period on principal and interest None
Possible factors for a negative decision regarding the granting of credit
  1. Negative credit history (untimely repayment of principal and interest on loans, presence of current overdue debts on loans)
  2. Unstable income of the potential borrower or lack thereof 
  3. Incorrect, unreliable, incomplete information provided by the potential borrower
  4. Lack of collateral for the loan
Possible factors for making a positive decision regarding the granting of credit.
  1. Positive credit history (timely repayment of loans and interest, no current overdue loans)
  2. Stable income of the potential borrower 
  3. Availability of collateral in the amount and volume necessary to cover the loan
In case of violation of the terms of repayment of the loan principal, the interest rate on the amount of overdue debt increases 3 times from the date of formation of overdue debt
Attention! The interest amount of the loan is calculated on the basis of the nominal interest rate. And the total cost of the loan shows how much the loan will cost you in case of payment of interest amounts and other types of payments on time and in the prescribed amount. The procedure for calculating the total cost of the loan can be found in the section “loans”
Warning. The nominal interest rate of this loan can be changed. In this case, this change will be agreed with the borrower!

Mortgage loan agreement for apartment renovation - green renovation

Calculate the full value of the loan

500 000

16 000 000

Additional expenses

Type of loan
Amount of credit
Credit term
Annual interest rate
Expenses for registration of collateral, insurance and other when applying for a loan
Approximate date of obtaining a loan
Full cost of the loan
Initial payment
Month The remainder of the principal debt, sum Amount of repayment of the principal debt,sum Amount of interest, sum Total payment, sum
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