Fill in the application
Get an initial response within 24 hours
Visit the bank
Having prepared all the needed documents in advance
Get money on the card
Make any payment or withdraw from an ATM without additional fees
InfinBLACK Credit Cards
Plan your business and purchases,
visit any InfinBANK branch for money
Loan amount
-
Annual rate:
35.99% -
Credit term:
24 month(s) -
Maximum amount:
Up to 30 million
Payment schedule
№
Principal debt, sum
Per month payment, sum
Interest payment, sum
Total payment, sum
How do I apply for a loan?
Helpful information
Where can I make monthly payments or repay the loan earlier?
1
Your age is over 18
2
You are a citizen of the Republic of Uzbekistan; A stateless person and a foreign citizen permanently residing in the Republic of Uzbekistan
3
You have at least 6 months of work experience at your current job prior to the date of the loan application;
4
You have a positive credit history (no overdue debt on current loans, and no history of late payment of obligations to the bank/banks).
What documents are required to apply for a loan?
1
Loan application
2
Have a salary plastic card and turnover for a period of at least 3 months. At the same time, the turnover must be sufficient to cover the costs of all existing loans (including a newly received);
3
Original passport or other document confirming the identity and place of residence of the Borrower, from which a copy is taken by the Loan Officer
Where can I make monthly payments or repay the loan earlier?
1
Thorough InfinBANK mobile app
2
Auto redeem process (customizable service)
3
Via self-service terminals and ATMs
4
At bank branches
What kind of benefit do you get from the InfinBANK loan?
Up to 24 months Credit term
35,99% Annual rate
Up to 30 million UZS Loan amount
Renewable limit You only pay for the amount used
Public offer
doc(303 Kb)
Overdraft. Datasheet
doc(51 Kb)
Datasheet
| Credit term | 24 months |
| Purpose of the loan | Provided in the national currency of the Republic of Uzbekistan. for any purpose, by transferring funds by the bank to the plastic cards of the borrower (client) |
| Annual interest rate | from 35.99% to 47.99% |
| Amount of credit | up to 30 million soums |
| Security | Not required |
| Repayment frequency | "Principal debt - monthly limit reduction by 4.1% and the last amount by 5.7% per annum. Accrued interest - daily. The accrual of interest on the loan begins from the date of use of the loan funds on the actual balance of the loan debt." |
| Requirements for a potential Borrower | Age from 18 years old; |
| Citizen of the Republic of Uzbekistan; A stateless person and a foreign citizen permanently residing in the Republic of Uzbekistan; | |
| Have a constant source of repayment; | |
| Have a positive credit history (the absence of overdue debts on current loans, as well as the absence of a history of untimely fulfillment of obligations to the bank / banks). | |
| Required documents | 1. Application for a loan. |
| 2. Original passport or other document confirming the identity and place of residence of the Borrower, from which a copy is made by the Loan Officer; | |
| Loan form | The limit is calculated in the national currency (sum), by accruing a limit on a plastic credit card. |
| Place of submission of the loan application | A loan application and loan processing is carried out in the branches and departments of the bank. Also via the bank's mobile application in the "ONLINE" mode. |
| Loan consideration period | The term for consideration of a loan application is within 24 hours from the date of registration of the application. The accepted positive decision is communicated to the client within 24 hours. |
| Additional payments for consideration and processing of the loan | None |
| Early repayment | Early repayment of this type of loan is provided without additional fees and fines. |
| Grace period for principal and interest | Not provided |
| Possible factors for making a negative decision regarding the provision of a loan | 1. Negative credit history (not timely repayment of principal and interest on loans, the presence of current overdue debt on loans); |
| 2. Unstable income of a potential borrower or their absence (lack of constant income at the current place of work for at least 3 months before the date of application for a loan); | |
| 3. Incorrect, not reliable, incomplete information provided by the potential borrower. | |
| 4. Lack of collateral for the loan. | |
| Possible factors for making a positive decision regarding the provision of a loan. | 1. Positive credit history (timely repayment of loans and interest, no current overdue loans). |
| 2. Stable income of a potential borrower (at the current place of work for a period of at least 3 months before the date of submission of the loan application) | |
| 3. Satisfactory financial position of a potential borrower | |
| 4. Availability of collateral in the amount and volume necessary to cover the loan (at least 135% of the loan amount). | |
| In case of violation of the terms of repayment of the principal debt on the loan, the interest rate on the amount of overdue debt increases by 1.5 times from the date of formation of the overdue debt. | |
| Attention! The loan interest is calculated based on the nominal interest rate. And the full cost of the loan shows how much the loan will cost you if you pay interest and other types of payments on time and in the prescribed amount. | |
| Attention! The nominal interest rate of this loan is subject to change. At the same time, this change will be agreed with the borrower! | |
| Type of loan | |
| Amount of credit | |
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| Annual interest rate | |
| Expenses for registration of collateral, insurance and other when applying for a loan | |
| Approximate date of obtaining a loan | |
| Full cost of the loan |
| Month | The remainder of the principal debt, sum | Amount of repayment of the principal debt,sum | Amount of interest, sum | Total payment, sum |
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